Risk Analysis & Monitoring Expert in Factoring (m/f/d)

 

Credit Agricole Leasing & Factoring S.A. – German branch is a dynamically growing company in the field of financial services. As a subsidiary of the major French bank Crédit Agricole S.A., the branch offers leasing and factoring services from a single source for medium-sized and large companies in Germany and Europe. In a growth market, Crédit Agricole Leasing & Factoring develops individual financing solutions for its customers. In factoring, Crédit Agricole Leasing & Factoring is an established top provider in Germany as one of the largest servicers in this market area. The leasing offer is still relatively new, but the division is growing very dynamically.

We are currently seeking, effective immediately a

Risk Analysis and Monitoring Expert in Factoring (m/f/d)

for a permanent position in Aschheim near Munich.

The Risk Analysis & Monitoring Expert serves as the responsible risk partner for complex factoring and receivables financing transactions. The role manages sophisticated risk assessments, monitors material risk developments across the portfolio, supports the handling of problem exposures throughout the entire customer lifecycle, and contributes expert knowledge to the ongoing enhancement of the risk management framework.

Working closely with various departments, this position ensures that risks are appropriately identified, assessed, and managed while supporting profitable business growth.

What you move:

  • Independent analysis, assessment, and preparation of credit decisions for complex factoring and financing exposures with elevated risk profiles
  • Conducting due diligence reviews of large and key clients, including the assessment of international customer structures
  • Performing comprehensive credit and risk analyses, taking into account financial statements, cash flows, business models, industry developments, and debtor portfolios
  • Assessing debtor and operational risks, as well as receivables structures within client portfolios, and developing appropriate risk mitigation measures
  • Monitoring, analyzing, and proactively managing the factoring portfolio, including the identification of early warning indicators and emerging risk trends
  • Preparing meaningful risk reports, dashboards, and management information to support informed decision-making
  • Managing and overseeing problem exposures, restructuring and turnaround cases, and developing strategies to minimize losses
  • Collaborating with internal and external stakeholders, including credit committees, legal departments, insolvency administrators, and restructuring advisors
  • Contributing to the further development of risk strategies, policies, risk models, and monitoring and reporting tools

 

 

What you bring:

  • Successfully completed degree in Business Administration, Economics, Finance, or a comparable qualification
  • Extensive professional experience in corporate credit risk management, ideally within the financial services or factoring industry
  • Several years of expertise in restructuring, workout management, or the management of distressed exposures
  • Strong knowledge of financial statement analysis, cash flow analysis, and company valuation
  • In-depth understanding of debtor risk assessment, receivables purchasing processes, and factoring-specific contractual structures
  • Strong risk awareness and excellent analytical skills
  • Strategic thinking with the ability to understand and assess complex situations and interdependencies
  • Strong negotiation and influencing skills, with the confidence to challenge and defend risk positions
  • Proactive approach to identifying, monitoring, and managing risks
  • Fluent English language skills, with the ability to communicate effectively in a professional business environment

What we offer:

For your wallet

  • We offer you an attractive remuneration package, including an employer-financed pension scheme, an annual Crédit Agricole share programme and a subsidy for the canteen at Heads

For your balance

  • The compatibility of work and family is supported by additional special leave before maternity leave, special leave for the second parent, the possibility of workation and flexible working time arrangements, e.g. a credit account model to finance longer periods of leave
  • We offer you a holiday entitlement of 30 days per year, with additional vacation days for longer periods of employment

For your health

  • We also offer various measures as part of company health management (training, Wellpass subsidy, job bike, fruit/drinks, active break)

For your office routine

  • We support and develop our employees with individual induction programs and tailored training and development opportunities as well as access to LinkedIn learning
  • You can expect a friendly working atmosphere and a collegial atmosphere with an open corporate culture
  • Thanks to flat hierarchies with short decision-making paths, everyday working life is characterized by a high degree of personal responsibility and creative freedom
  • As a medium-sized company, we offer you a state-of-the-art new work environment at Heads in an innovative and international working environment

Are you interested?

Then simply apply online on the Crédit Agricole Group career portal with your complete application documents (including cover letter with salary expectations and earliest possible start date).

Ms. Sarah Spliethoff from our HR team will be happy to answer any initial questions you may have (HR-Team@eurofactor.de).

 

The protection of your data is important to us. For further information on data protection regulations, please refer to our privacy policy.

You can consult the Crédit Agricole Group's personal data protection charter regarding the application and recruitment process at Candidate-Charter

Crédit Agricole Leasing & Factoring S.A. - Branch Germany, Einsteinring 30, 85609 Aschheim

 

We look forward to receiving your application:

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